Best 10 Personal Loan Websites in 2022

It is becoming more and more expensive all the time to live and work in the USA. Economic changes over the years have made it more difficult for us to afford the things we need to thrive, whether they be a house, vehicle, or clothing.

Sometimes, in order to afford something that we need, it may be necessary to borrow money.

However, this can be awkward. Borrowing money from family or friends can be uncomfortable for both parties and cause a lot of tension if there are issues with paying the money back. It’s often best to avoid bringing cash into your relationships if you can avoid it.

As such, people often opt instead to borrow money from lending companies. This can be a much better option than loaning money from people that you know. These companies exist in order to lend money to people, and they offer different options and plans regarding the repayment of the money.

That way, you can choose a company that offers terms that are best suited to you. We have compiled a list of the best 10 personal loan websites in the USA, based on customer reviews and testimonials.

Be advised that personal loans should be taken and used as a part of a personal financial plan. Delayed or missed loan payments can result in high-interest rates or legal actions.

1. Freedom Plus

Freedom Plus

Freedom Plus is one of the more flexible loan providers available, and the company offers its customers loans of up to $50,000. Debt consolidation is also available with Freedom Plus.

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2. Best Egg

Best Egg

Best Egg offers personal loans of up to $35,000. The application process is straightforward and can be completed online.

Best Egg can often provide the loan within a day or so, depending on the complexity of your situation and how long it takes to verify your information.

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3. AmOne


AmOne differs from some of the other websites in this list, as it matches customers with the loan provider that they are best-suited to, instead of providing loans directly.

The company aims to match its customers with providers who can grant immediate access to loans.

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4. NetCredit

NetCredit promises a 100% customer satisfaction rate and aims to provide customers with a personal loan on the same business day as they have applied.

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5. Credit Direct

Credit Direct

Credit Direct provides personal loans up to $40,000, and online applications are available with the company. It is licensed in several different states in the USA.

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6. LoanMe


LoanMe offers personal loans of up to $100,000 and can often approve loans within a few hours, depending on the nature of the loan and the circumstances.

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7. Avio Credit

Avio Credit

Avio Credit offers a 30-day period where customers can consider the loan and return it if they decide that it is no right for them after receiving it.

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8. Lending Tree

Lending Tree

Lending Tree specializes in loans that can help you afford purchases related to your home. It also offers a free mortgage calculator to its customers.

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9. LightStream


LightStream has a very flexible application system and often provides loans quite quickly.

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10. SoFi


SoFi offers a range of personal loans which are geared towards home improvement.

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